Number of employees 700 Website Credit Karma is an American company, founded on March 8, 2007, by, Ryan Graciano and Nichole Mustard. It is best known as a free credit and financial management platform, but its features also include free, monitoring of databases and a tool to identify and dispute credit report errors. Change Address Drivers License Pa Online. All of Credit Karma’s services are free to consumers. Revenue from targeted advertisements for financial products offsets the costs of its free products and services. Credit Karma is paid by lenders for successful recommendations. Contents • • • • • Products and services [ ] Credit Karma provides free credit scores and credit reports from national credit bureaus and, alongside daily credit monitoring from. Users can see updates to their credit scores and credit reports on Credit Karma once a week.
Credit Karma also provides credit tools, such as a Credit Score Simulator, which simulates the effect of potential financial actions on a user's credit score; and tailored financial recommendations based on each individual user's credit profile. In addition to its free credit reports and tools, Credit Karma offers a My Spending Tool through service, which allows users to track their banking, credit card and loan balances and transactions within Credit Karma.
Credit Karma also hosts user forums and financial product reviews and financial calculator tools. In 2015, Credit Karma began its 'My Money Story' campaign, in which the company encouraged customers to share their experiences on often financial matters openly with the world using the '#MyMoneyStory'.